Find A Realtor To Buy A House What Credit Score Do You Need To Buy House
Mortgage lenders evaluate your credit score to measure your responsible debt management. A higher credit score improves your chances of home loan approval and can secure more favorable terms, including lower interest rates. The minimum credit score required for buying a home depends on the type of mortgage you're seeking. For a conventional mortgage, the typical minimum score is around 620, while government-backed loans may accept scores as low as 500.
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